travel insurance
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Why Travel Insurance is a Must for Every Traveler
Travel with Peace of Mind When you’re on vacation in another country, the last thing you want is to be caught off guard by the unexpected. Travel insurance ensures you’re prepared for unforeseen events that could disrupt your trip or cost you a fortune. Travel insurance provides comprehensive coverage for everything from acquiring a major Read more
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Traveling in pandemic times
It’s been 3 weeks since I went to one of my favorite places on earth, Boracay. I spent my birthday week there with my loving wife and family. I couldn’t wait to travel ‘til the pandemic is over. Was it worth the risk & trouble? Oh yes, definitely. Despite the many health requirements and protocols Read more
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Travel will Rebound after this Pandemic
Before the pandemic, my travel insurance sales just keep growing every year. I love this business because it’s basically a work from home setup. Been doing this since 2009. No meet ups necessary. Everything is done by email only that’s why I haven’t met most of my clients even if they have been repeat clients Read more
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Frequently Asked Questions on Travel Insurance (updated June 24, 2025)
Do you need travel insurance? To get a quote, kindly provide the following details: For International Travel: Excluded Countries: Additionally, COVID-19 coverage is not provided for Mainland China until further notice. Coverage Plans: Important Notes on COVID-19 (as of October 2, 2023):Travel to China remains restricted, and COVID-19 coverage is unavailable in Mainland China. Important Read more
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Keep Calm and Carry Insurance
A friend shared in Facebook that an accident occurred recently and claimed the lives of two people. The reason for the accident? The truck driver was looking at his cellphone and didn’t notice that traffic in front of him had stopped. The truck ran over the car in front and crushed the two people to death. This Read more
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It’s been a good run Chartis
When I first joined Chartis way back in 2002, it was only a way to supplement my income from my life insurance portfolio with Philamlife back then. I used to carry comprehensive home and car insurance initially. I have never heard of travel insurance until it was introduced to me by my Agency Manager. That Read more
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Some Gleanings from my Travel Insurance Business
Since I started this travel insurance business more than 5 years ago, I picked up bits of info about the behavior of Filipinos or culture in general: 1. Many Filipinos still want to migrate in the hope of searching for greener pastures. From my dealings with some of my clients, it’s very evident that some Read more
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The Power of Positive Feedback will bring you more Sales
Last Thursday, 03 January 2013, I was jolted by a call from someone who complained of a bad service from an insurance brokerage company. According to this prospective client, after demanding deposit payment from him which he deposited to this brokerage’s bank account, he was advised that Chartis is no longer accepting new business which Read more
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How to compute for No. of days using Excel
Premium rates for Travel Insurance are based on the duration of the trip. We count from the departure date up to the arrival date in Manila. Here is a step-by-step procedure on how to compute for the total no. of days using Excel which is proven to be more accurate than manually counting the days Read more
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Importance of a Travel Insurance
Below are 2 cases showing the importance of getting a Travel Insurance: Case No. 1: November 28, 2008 – GUILIN, CHINA A woman vacationing in Guilin fell in her hotel bathroom and injured her back. She was sent to People’s Hospital in Guilin and was diagnosed with prolapsed disc at T12. Treatment for such is Read more
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Travel Guard Chartis (Domestic)
Travel Guard Domestic by Chartis Philippines. Travel Guard Chartis <= Download this file to view the basic coverages, benefits and schedule of premiums of the Domestic Travel Insurance of Chartis Philippines. * Minimum destination requirement should at least be 150 kms from the point of origin (Applicable within the Philippines only). No meet ups required! Read more
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Atlas!
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