life insurance
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The benefit of having a prepaid health card
This is the picture of one of Maxicare’s Emergency Prepaid cards. It is called a Titanium card because it has no access to the 6 major hospitals in Metro Manila like Makati Med, the 2 St. Luke’s, Cardinal Santos, Medical City, and Asian hospital. (note: We also have another variant that has access to the Read more
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Life Insurance Thrives in the Midst of the Pandemic
Congratulations to AXA Philippines for making it to the Top 2 Life Insurance company in the Philippines for the year 2020 based on Premium Income. Premium income is any money received by an individual or business as part or all of a premium payment. (source: Investopedia). 2020 was a tough year because of the pandemic Read more
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What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that Read more
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LIVE THE LIFE YOU LIVE BY RETIRING SMART
According to Investopedia.com, there are many benefits in retiring in the Philippines, such as its low cost of living, its expat incentives and the beautiful setting of the area. I believe that this article was written for those who are planning to retire abroad and Philippines one candidate. However, in terms of low cost of Read more
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3 Reasons why AXA’s Growth in 2017 grew by leaps and bounds.
Early this month of April 2018, the Insurance Commission released the rankings of life insurance companies based on premium income, among others. What stands out is how AXA performed last year. Simply put, AXA Philippines made the biggest jump in terms of Total Premium Income. In layman’s term, Premium Income is the income that an Read more
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How to know your Financial Condition
Life Insurance is not a one size fits all product. On the average, you don’t buy a single life insurance policy to fund everything: from your medical expenses; to save for your child’s education; to prepare you for your retirement; or to replace the loss of income in the event of your untimely demise. Many Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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Buy Lotto or Buy Life Insurance?
People line up to buy lotto tickets esp if the stakes are high. I know some people who have been buying for years. I must admit that at one point in my life, I was a regular bettor too. Why do we buy lotto ticket? Simple. We want to get rich quick. We want to Read more
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Keep Calm and Carry Insurance
A friend shared in Facebook that an accident occurred recently and claimed the lives of two people. The reason for the accident? The truck driver was looking at his cellphone and didn’t notice that traffic in front of him had stopped. The truck ran over the car in front and crushed the two people to death. This Read more
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Two types of Insurance that you cannot live without
Over time, having been exposed in the Insurance industry (both life and non-life insurance) since 2001, the valuable experience helped me determine the types of insurance that one should have in life. Just what is Insurance? It is basically a thing that provides protection against a certain risk. And you get this form of protection Read more
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The Difference between a Living Will and a Last Will
Most people are familiar with a “Last Will and Testament”. This is a legal document that expresses what people wish to happen after their time on earth. Specifically, it may involve distribution of estate to the legal heirs, including the manner by which the deceased would want to be buried. Think cremation for example. Constructing Read more