investment
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Not all real estate investments are created equal.
While real estate can be profitable, evaluating several critical factors is essential to ensure a wise investment. Here are some Key Factors to Consider: 1. Robust Track Record & Credibility of the Developer. Past Performance: Assess the developer’s history of successful projects, timely completion, and positive returns on investment. Reputation: Research the company’s market reputation Read more
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What Makes Your House Uninsurable
Note: The attached picture is only a representation of a house that is Class A. Therefore, it is insurable.You asked your Insurance agent for a house insurance coverage. Your Insurance agent asked for the boundaries of your house. Here’s how to describe your property’s boundaries: Imagine standing in front of your house, facing the street. Front Read more
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The Filipino psyche on Money Part 1
Last July 20-21, 2012, I got the chance to attend the Money Summit and Wealth Expo 2012 at SMX, Mall of Asia. At one point during the forum, the Financial experts at the Money Summit were amused that some people paid and went to the Summit expecting specific answers to their questions like what stocks Read more
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Notes on Total Money Makeover
Total Money Makeover is a book authored by Dave Ramsey. It’s about a proven plan for Financial Fitness. Here are a few hard and practical lessons I learned from this book: 1. Start saving up your emergency fund while paying your debts. It sounds easier said than done esp. if you’re earning just enough to Read more
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Investing
There are many reasons why people invest. I can think of the following : 1. Capital appreciation – they want to grow their money short-term or long-term. 2. Wealth Preservation – they want to keep the little extra that they save and invest it as a hedge against inflation. 3. Goal-setting – they invest so Read more
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Notes from Steps to Financial Peace seminar
What: Steps to Financial Peace Seminar When: August 12, 2011 Where: Teatrino, Promenade, Greenhills Speakers: J. Randell Tiongson, Francis Kong, Jayson Lo, etc. This Finance seminar I attended was like no other. Here are some insights I picked up from this valuable seminar: 1. How to increase your Cash Flow Apply the 70/30 rule. Spend Read more
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