investing
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The Most Crucial Phase of a Real Estate Transaction
Following the signing of the Deed of Sale and the receipt of payment by the Seller, we enter the most critical phase of the real estate transaction. You may wonder why this stage is so significant. The first step is to approach the Bureau of Internal Revenue (BIR) to request the Certificate Authorizing Registration (CAR) Read more
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Not all real estate investments are created equal.
While real estate can be profitable, evaluating several critical factors is essential to ensure a wise investment. Here are some Key Factors to Consider: 1. Robust Track Record & Credibility of the Developer. Past Performance: Assess the developer’s history of successful projects, timely completion, and positive returns on investment. Reputation: Research the company’s market reputation Read more
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Why I am not into Bitcoin.
Two years ago, bitcoin/crypto investing seemed to be the best investment as many became instant millionaires, and a few billionaires. Some people I know jumped into the bandwagon. Me & my wife almost joined in the fray (who wouldn’t be attracted to this “investment craze” but the prudent side of me managed to hold back.) Read more
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Investing in Election Year
1. Banks are good for safekeeping. Keep your cash in banks for your everyday expenses. 2. It is always good to DIVERSIFY esp. when times are uncertain. This way, you mitigate the risks of putting everything in one basket. There are many ways to spread your wealth. Consider mutual funds of BPI Investment Management, Inc. Read more
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Trickle Down Economy: Fact or Fiction?
Recently, I’ve been seeing posts on the current inflation rate in the country. The inflation rate for September 2019 was at 0.9% compared to 1.7% in August 2019 (image source:ABS-CBN news). But is it something to rejoice about? Let me ask you: Do you feel it? The low prices? Is it there? To the common Read more
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3 Things to consider when Investing
Investing your money is a serious business. After all, it is your hard earned money and there’s nothing better than to find a “vehicle or instrument” where you can “park your money” and let it earn a little more. 1. Have a long-term mindset. Investing your money grows over time but if you expect it Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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What is a Safe Investment?
People tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from now… Tuition fees Read more
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Here’s the Right Thing to Do Before Investing.
Lately, I’ve been seeing posts in Facebook about some people complaining in certain real estate groups about a local real estate company. The long and short of it is that these people complain that they got duped. They claim to have invested a lot of money, only to be short-changed in the end. In other words, Read more
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Is it really a safe investment?
Some of my friends tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from Read more
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Financial Education is on the rise
It’s human nature that whenever you talk about money, people will pay attention. Maybe because, in some aspects, money is the tool we use to satisfy both our needs and wants. Both personal desires if I may say so. Money is the magnet that pulls our desires into reality from the economic point of view. Read more
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The Filipino psyche on Money Part 1
Last July 20-21, 2012, I got the chance to attend the Money Summit and Wealth Expo 2012 at SMX, Mall of Asia. At one point during the forum, the Financial experts at the Money Summit were amused that some people paid and went to the Summit expecting specific answers to their questions like what stocks Read more
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