insurance
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Why Travel Insurance is a Must for Every Traveler
Travel with Peace of Mind When you’re on vacation in another country, the last thing you want is to be caught off guard by the unexpected. Travel insurance ensures you’re prepared for unforeseen events that could disrupt your trip or cost you a fortune. Travel insurance provides comprehensive coverage for everything from acquiring a major Read more
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Finding the perfect healthcare plan
I truly admire Filipinos who have migrated to countries like the US, Australia, Singapore, and the UAE. They enjoy the benefits of world-class healthcare, efficient transportation systems, and, in some countries, a strong sense of safety while commuting. Imagine the peace of mind knowing that your children can confidently take public transportation on their own! Read more
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Investing in Health: How Company Healthcare Programs Transform Workforce Wellness
In my previous role as an employee, I had the privilege of working for an employer that prioritized the well-being of its staff. We were fortunate to have access to a comprehensive HMO plan, complete with an in-office clinic staffed by a resident doctor. Additionally, the company provided a monthly allowance for our medical needs, Read more
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Two types of Insurance that you cannot live without
Over time, having been exposed in the Insurance industry (both life and non-life insurance) since 2001, the valuable experience helped me determine the types of insurance that one should have in life. Just what is Insurance? It is basically a thing that provides protection against a certain risk. And you get this form of protection Read more
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In good times, remember the “Joseph Principle”
It saddens me every time I read about a celebrity, way past his/her prime, now saddled with insurmountable debts, had to file for bankruptcy. I’m referring to Dionne Warwick, reportedly down to $1000 cash, and who filed for bankruptcy ($10M in debt). (Source: CNN). News like these are not uncommon. My point – this is not Read more
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How to compute for No. of days using Excel
Premium rates for Travel Insurance are based on the duration of the trip. We count from the departure date up to the arrival date in Manila. Here is a step-by-step procedure on how to compute for the total no. of days using Excel which is proven to be more accurate than manually counting the days Read more
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Financial Education is on the rise
It’s human nature that whenever you talk about money, people will pay attention. Maybe because, in some aspects, money is the tool we use to satisfy both our needs and wants. Both personal desires if I may say so. Money is the magnet that pulls our desires into reality from the economic point of view. Read more
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Anti-Carjacking Tips
Saw this helpful anti-carjacking tips from FB just recently. Thought it’s a good one to share. This advice gives ideas on how to protect yourself from carjackers (those who commit forcible theft of a vehicle from its users) . I find this most helpful to new car owners as crimes involving car theft are becoming Read more
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Top 28 valid IDs in the Philippines
Below is a list of valid IDs in connection with AMLA compliance: Top 28 Valid IDs Required in the Philippines 1. Passport 2. Current Driver’s License 3. Permit to Carry Firearms 4. New Social Security System card (SSS) 5. Government Service Insurance System (GSIS) eCard 6. Professional Regulation Commission (PRC) ID 7. New Tax Identification Number (TIN) 8. Postal ID 9. National Statistics Office (NSO) Read more
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AMLA requirements of Insurance cos.
Note: Under Republic Act 9160 (Anti-Money Laundering ‘Act) as amended by Republic Act 9194 and pertinent regulations, all insurance companies are required to satisfactorily establish the identities of all its customers. Some insurance companies have a long standing policy not to have its products or services used or abused for money laundering or financing terrorism-related Read more
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Notes on Total Money Makeover
Total Money Makeover is a book authored by Dave Ramsey. It’s about a proven plan for Financial Fitness. Here are a few hard and practical lessons I learned from this book: 1. Start saving up your emergency fund while paying your debts. It sounds easier said than done esp. if you’re earning just enough to Read more
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