God
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A Hard Reset for the New Year: Reflecting on Finance, Health, and Spiritual Life
I used to have a PC desktop. Every time it froze or “hung,” my last resort was to reboot it. Once restarted, everything seemed to work fine again — at least until the next time it froze. As the New Year approaches, many of us feel the same way. We take time to review the Read more
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Hard lessons we can learn from this pandemic
The coronavirus has been sweeping the world by storm at the beginning of the year until the WHO finally declared last March 11, 2020, that is already a pandemic. By then, we all know that thousands, if not millions, have been afflicted and killed by this deadly disease. As of this writing, we don’t Read more
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Making the Right Financial Decisions
I once heard a speaker say, “Every decision is a financial decision”. To a certain extent, this is true. Yes, we are faced with choices everyday and there are endless decisions to make in our lives. To start with, when we wake up in the morning, all of us may have the same routine for example Read more
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Will You Finish The Race?
They say there’s always the first time. Indeed, I never thought that I’d join a running event in my lifetime but I just did. Earlier today, I just finished a 5k run at the Race for Life event by Real Life Foundation held at the Every Nation HQ, Global City and boy, was I happy Read more
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Financial Education is on the rise
It’s human nature that whenever you talk about money, people will pay attention. Maybe because, in some aspects, money is the tool we use to satisfy both our needs and wants. Both personal desires if I may say so. Money is the magnet that pulls our desires into reality from the economic point of view. Read more
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Yes on the outside, No on the inside
Yes and No are the two simplest words and yet they require the most thought at times when it comes to making an important decision. Have you ever felt at times when you said yes to something when you actually mean no? Do not rush in making a decision when you are not really sold Read more
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This thing called Grace
For the longest time, I never knew what grace was. When I accepted Jesus Christ in my life as my personal Lord and Savior many years ago, I was never conscious of it. I guess I never felt it either. Of course, it had something to do with my own undoing also but that’s another Read more
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Getting out of the Debt Trap
It’s easy to borrow or get credit/loan when you have a regular income. At the back of your mind, you can say to yourself, “it’s ok to borrow; anyway, come payday, I can pay a portion of my debt”. But what if you don’t have a regular salary like me and you also have outstanding Read more
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Treating Depression
Oftentimes, when I eat chocolates, I feel subconsciously that I must be depressed. I love to eat chocolates. Makes me feel better. When I’m on a binge, I can eat all the chocolates in the world in one sitting. No need to see a shrink. It’s not even common here to see a psychiatrist when Read more
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Bad Decisions
Broken marriages. Poor health. Bad debts. Ruined relationships. I can cite a few examples of a by-product of a bad decisions made in life. Every decision you make is crucial, believe it or not. It can be a minor thing but if you will think about it, even small decisions in life, add up Read more
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It is finished
Following are my notes on X-change, Day 1 of VICTORY’s new series. Penance – self-punishment or sacrifice performed to show sorrow or repentance for their sins. Righteousness – in right standing with or being approved of. Job 9:2 : Indeed, I know that this is true. But how can a mortal be righteous before God? The Read more
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Notes on Total Money Makeover
Total Money Makeover is a book authored by Dave Ramsey. It’s about a proven plan for Financial Fitness. Here are a few hard and practical lessons I learned from this book: 1. Start saving up your emergency fund while paying your debts. It sounds easier said than done esp. if you’re earning just enough to Read more
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