financial stewardship
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Making the Right Financial Decisions
I once heard a speaker say, “Every decision is a financial decision”. To a certain extent, this is true. Yes, we are faced with choices everyday and there are endless decisions to make in our lives. To start with, when we wake up in the morning, all of us may have the same routine for example Read more
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Buy Lotto or Buy Life Insurance?
People line up to buy lotto tickets esp if the stakes are high. I know some people who have been buying for years. I must admit that at one point in my life, I was a regular bettor too. Why do we buy lotto ticket? Simple. We want to get rich quick. We want to Read more
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How do you solve a problem like DEBT?
Maybe you can relate. At some point in your life, some of you have been, are still or will be… in debt. Is this good or bad? It depends. A debt can be good if your life or present situation becomes better. This could mean that you borrowed money to invest in something to give you a good Read more
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How to avoid getting scammed
Many people were scammed recently. And the culprit got away stashing around P12 Billion as reported in the news. So who is to blame? Not the authorities. This seemingly legit company must have faked its company registration and was able to lure many people to bite into their “get-rich quick schemes”. Ponzi schemes, pyramiding schemes, Read more
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Financial Education is on the rise
It’s human nature that whenever you talk about money, people will pay attention. Maybe because, in some aspects, money is the tool we use to satisfy both our needs and wants. Both personal desires if I may say so. Money is the magnet that pulls our desires into reality from the economic point of view. Read more
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Getting out of the Debt Trap
It’s easy to borrow or get credit/loan when you have a regular income. At the back of your mind, you can say to yourself, “it’s ok to borrow; anyway, come payday, I can pay a portion of my debt”. But what if you don’t have a regular salary like me and you also have outstanding Read more
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Credit cards
“Had to use my credit card. I’m broke and I don’t have cash to spend”. This all-too familiar statement is not rare. Rather, it is common. Many people, despite already being saddled with debts, still use their credit card to buy something. Oftentimes, they use credit cards even when they don’t really have to. Tell Read more
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