Financial Planning
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Why keeping Cash is not wise
Take it from Ray Dalio, a billionaire investor. He does not believe that keeping cash is a safe place for your hard-earned money. Despite the market’s volatility these days, he still bet that investing is the way to go. Keeping cash is keeping it in your home or putting it in a savings account. Interest Read more
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3 Ways to Reinvent Yourself after the Lockdown
As of this writing, in less than a week’s time, the lockdown will be lifted at the end of the month. In some countries, the lockdown has been extended so we don’t know if the deadline will change by then. For now, I am sure that in one way or the other, your life has Read more
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When do you know when it’s time to retire?
Have you been taught on how to live your final years before you die? Chances are, you were not. In the first place, you do not when will you die, right? But assuming that you feel that you are already living out the last chapter of your life, which is your retirement years. How do you Read more
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How do you solve the “sandwich generation” problem?
According to Investopedia, the sandwich generation is named so because they are effectively “sandwiched” between the obligation to care for their aging parents – who may be ill, unable to perform various tasks or in need of financial support – and children, who require financial, physical and emotional support. I don’t know much about other countries but Read more
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5 Reasons Why You Need To Put Off Your Early Retirement Plans
According to a popular Money Talk Show in the Philippines, ANC on the Money, most Filipinos see long-term as just 5 to 6 years. The truth is, long term should be at least 15 years. There’s a lot to consider as you approach retirement. It’s a growing concern because not everyone is educated on how Read more
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3 Things to consider when Investing
Investing your money is a serious business. After all, it is your hard earned money and there’s nothing better than to find a “vehicle or instrument” where you can “park your money” and let it earn a little more. 1. Have a long-term mindset. Investing your money grows over time but if you expect it Read more
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How to know your Financial Condition
Life Insurance is not a one size fits all product. On the average, you don’t buy a single life insurance policy to fund everything: from your medical expenses; to save for your child’s education; to prepare you for your retirement; or to replace the loss of income in the event of your untimely demise. Many Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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Dealing with Retirement
If you are working, self-employed or have a business, like death and taxes, one thing is certain: You are going to retire someday. When talking to a Financial Planner or Advisor, they can help you prepare for it but usually, the focus is on monetary concerns like how prepared are you financially when retirement sets Read more
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Will You Retire in Style?
If you are the president of a top 1000 corporation, a super-rich businessman, or a well-known tycoon, you could probably retire in comfort and in style. You could spend your retirement days in luxury, travel around the world, and enjoy the fruits of your labor with your family and loved ones. Why is this so? My belief Read more
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Two types of Insurance that you cannot live without
Over time, having been exposed in the Insurance industry (both life and non-life insurance) since 2001, the valuable experience helped me determine the types of insurance that one should have in life. Just what is Insurance? It is basically a thing that provides protection against a certain risk. And you get this form of protection Read more
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The problem of living too long
Living too long can be a blessing or a burden. It is a blessing if you live long enough and you’re prepared. It is a burden if you live long enough and you’re not prepared and find yourself dealing with life’s uncertainties. In life, there are two possible uncertainties – either you live too long Read more
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