Dave Ramsey
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How do you solve a problem like DEBT?
Maybe you can relate. At some point in your life, some of you have been, are still or will be… in debt. Is this good or bad? It depends. A debt can be good if your life or present situation becomes better. This could mean that you borrowed money to invest in something to give you a good Read more
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Getting out of the Debt Trap
It’s easy to borrow or get credit/loan when you have a regular income. At the back of your mind, you can say to yourself, “it’s ok to borrow; anyway, come payday, I can pay a portion of my debt”. But what if you don’t have a regular salary like me and you also have outstanding Read more
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Notes on Total Money Makeover
Total Money Makeover is a book authored by Dave Ramsey. It’s about a proven plan for Financial Fitness. Here are a few hard and practical lessons I learned from this book: 1. Start saving up your emergency fund while paying your debts. It sounds easier said than done esp. if you’re earning just enough to Read more
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