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3 Reasons why AXA’s Growth in 2017 grew by leaps and bounds.
Early this month of April 2018, the Insurance Commission released the rankings of life insurance companies based on premium income, among others. What stands out is how AXA performed last year. Simply put, AXA Philippines made the biggest jump in terms of Total Premium Income. In layman’s term, Premium Income is the income that an… Read more
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How do you solve the “sandwich generation” problem?
According to Investopedia, the sandwich generation is named so because they are effectively “sandwiched” between the obligation to care for their aging parents – who may be ill, unable to perform various tasks or in need of financial support – and children, who require financial, physical and emotional support. I don’t know much about other countries but… Read more
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5 Reasons Why You Need To Put Off Your Early Retirement Plans
According to a popular Money Talk Show in the Philippines, ANC on the Money, most Filipinos see long-term as just 5 to 6 years. The truth is, long term should be at least 15 years. There’s a lot to consider as you approach retirement. It’s a growing concern because not everyone is educated on how… Read more
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3 Things to consider when Investing
Investing your money is a serious business. After all, it is your hard earned money and there’s nothing better than to find a “vehicle or instrument” where you can “park your money” and let it earn a little more. 1. Have a long-term mindset. Investing your money grows over time but if you expect it… Read more
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How to know your Financial Condition
Life Insurance is not a one size fits all product. On the average, you don’t buy a single life insurance policy to fund everything: from your medical expenses; to save for your child’s education; to prepare you for your retirement; or to replace the loss of income in the event of your untimely demise. Many… Read more
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Frequently Asked Questions on Travel Insurance (updated January 30, 2026)
Do you need travel insurance? To get a quote, kindly provide the following details: For International Travel: Excluded Countries: Additionally, COVID-19 coverage is not provided for Mainland China until further notice. Coverage Plans: Important Notes on COVID-19 (as of October 2, 2023):Travel to China remains restricted, and COVID-19 coverage is unavailable in Mainland China. Important… Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is… Read more
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8 Ways to Renew our Old Mindsets on Personal Finance
Here are some of the old mindsets that pervaded our thoughts on Personal Finance. How it can be replaced with the new way of thinking? It’s like the old becomes new. Sounds familiar? But that’s the way it should be. 1. Old Mindset – Buy now, pay later. A. New Mindset – Save now, buy later. 2. Old Mindset… Read more
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How To Invest in Real Estate (Real Estate Investing in the Philippines)
There are many ways to invest in real estate and yet, you will be surprised that there are still many Filipinos who are clueless on how to go about it. I started off my career in the real estate industry. Fortunately, it was with Ayala Land, where I had my 1st job – at that… Read more
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Dealing with Retirement
If you are working, self-employed or have a business, like death and taxes, one thing is certain: You are going to retire someday. When talking to a Financial Planner or Advisor, they can help you prepare for it but usually, the focus is on monetary concerns like how prepared are you financially when retirement sets… Read more
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How much do you love your country? (A guide to 2016 Election)
According to Wiktionary, “Motherhood statement” is defined as a vague, “feel good” platitude, especially one made by a politician, that few people would disagree with. In the Philippines, esp. at this time of the year (#Election2016), you would hear a lot of “feel good” promises made by politicians from the national to local level. Why?… Read more
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