retirement
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How I Found My Niche in Freelancing—And Why There’s No Retirement Age for Me
Most Filipinos were taught from an early age that success follows a familiar path: study hard, graduate, get a good job, and build a stable career. We were told this was the safest route to a comfortable life. I followed that path. I studied, graduated, and entered the corporate world. For ten years, I worked Read more
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Retiring at the Top of Your Game
Earlier today, Olympian boxer Ugas upsets the legendary Pacquiao in a stunning unanimous decision. Not much is known about Ugas, a 35-year-old boxer but Pacquiao, at 42 years of age, is a global icon in the world of boxing. He is that popular. I used to watch all Pacquiao’s fights “live” via PPV – yes, Read more
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The Importance of Being Prepared
Two Sundays ago, we invited a good friend & her family to relax one lazy Sunday afternoon in one of the village’s outdoor park. I invited the husband for a walk & we had a good talk. We were talking about how the pandemic affected the family. We both agreed that we have to keep Read more
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A Tough Year Ahead
2020 was a year like no other. It was clearly unprecendented as the world navigated into a PATH of UNCERTAINTIES, wrought by FEAR and ANXIETIES. If we have learned something from the year 2020, it was a year of: RESILIENCE; RESET; and ADAPTABILITY. What used to be taken for granted were revived – now it Read more
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What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that Read more
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LIVE THE LIFE YOU LIVE BY RETIRING SMART
According to Investopedia.com, there are many benefits in retiring in the Philippines, such as its low cost of living, its expat incentives and the beautiful setting of the area. I believe that this article was written for those who are planning to retire abroad and Philippines one candidate. However, in terms of low cost of Read more
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When do you know when it’s time to retire?
Have you been taught on how to live your final years before you die? Chances are, you were not. In the first place, you do not when will you die, right? But assuming that you feel that you are already living out the last chapter of your life, which is your retirement years. How do you Read more
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How do you solve the “sandwich generation” problem?
According to Investopedia, the sandwich generation is named so because they are effectively “sandwiched” between the obligation to care for their aging parents – who may be ill, unable to perform various tasks or in need of financial support – and children, who require financial, physical and emotional support. I don’t know much about other countries but Read more
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5 Reasons Why You Need To Put Off Your Early Retirement Plans
According to a popular Money Talk Show in the Philippines, ANC on the Money, most Filipinos see long-term as just 5 to 6 years. The truth is, long term should be at least 15 years. There’s a lot to consider as you approach retirement. It’s a growing concern because not everyone is educated on how Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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8 Ways to Renew our Old Mindsets on Personal Finance
Here are some of the old mindsets that pervaded our thoughts on Personal Finance. How it can be replaced with the new way of thinking? It’s like the old becomes new. Sounds familiar? But that’s the way it should be. 1. Old Mindset – Buy now, pay later. A. New Mindset – Save now, buy later. 2. Old Mindset Read more
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