Personal Finance
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3 Ws: Wisdom, Wellness, and Wealth
Wisdom gained from experience is irreplaceable. Having been immersed in the healthcare and health insurance industry for over 15 years, I’ve witnessed how these sectors have evolved. Some HMO companies have come and gone, while conglomerates have recognized the value of health by diversifying their businesses: Ayala Corporation ventured into healthcare by acquiring a generic Read more
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Investing in Election Year
1. Banks are good for safekeeping. Keep your cash in banks for your everyday expenses. 2. It is always good to DIVERSIFY esp. when times are uncertain. This way, you mitigate the risks of putting everything in one basket. There are many ways to spread your wealth. Consider mutual funds of BPI Investment Management, Inc. Read more
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Dealing with the oil price hike
I remember, kinalakihan ko na ito (I have outgrown this). Every time tumataas ang presyo ng gasolina (every time the price of gas increases), domino effect ang nangyayari (the hike in prices of goods and services is triggered by a domino-effect starting with the oil price hike), meaning the prices of goods and services go Read more
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Connecting the Dots.
I started my LinkedIn journey last June 16, 2008 (to be exact). That’s the date I joined LinkedIn. At that time, I already believe in the power of social media and I know LinkedIn is a professional social media site where I can promote my personal brand. I already knew what I wanted – why Read more
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New Year’s Resolutions vs. Goals
I cannot remember when I stopped making my New Year’s resolutions. To me, it doesn’t work at all. Resolutions are more of intentions that’s why they don’t work because year in, year out, you keep making resolutions only to fail it over and over again. It’s a vicious cycle. But with a goal, there is Read more
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Why keeping Cash is not wise
Take it from Ray Dalio, a billionaire investor. He does not believe that keeping cash is a safe place for your hard-earned money. Despite the market’s volatility these days, he still bet that investing is the way to go. Keeping cash is keeping it in your home or putting it in a savings account. Interest Read more
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Retiring at the Top of Your Game
Earlier today, Olympian boxer Ugas upsets the legendary Pacquiao in a stunning unanimous decision. Not much is known about Ugas, a 35-year-old boxer but Pacquiao, at 42 years of age, is a global icon in the world of boxing. He is that popular. I used to watch all Pacquiao’s fights “live” via PPV – yes, Read more
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Securing your Health in Pandemic Times
I recently read a post from a highly respected Financial Expert that he decided to secure himself and his family with AXA’s Global Health Access health insurance since as of this writing, it appears that the new COVID variant, Delta, is more lethal and spreads faster. I have much respect for this Financial guru because Read more
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Can’t be complacent at this time
The pandemic has caused us to reassess our priorities in life. We know that health is a priority even prior to the pandemic days. But the health crisis changed all that. To say that health is a priority is an understatement. Between work and health, which comes first? I think you know the answer. When Read more
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The Importance of having a Health Insurance
Sharing with you a testimonial from a colleague’s client who got COVID and is still being treated for COVID. …On a personal level, sitting on a hospital bed where people are either recovering in full or literally dying in the rooms next to mine and the tents beneath us everyday, it has to be stated Read more
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The Importance of Being Prepared
Two Sundays ago, we invited a good friend & her family to relax one lazy Sunday afternoon in one of the village’s outdoor park. I invited the husband for a walk & we had a good talk. We were talking about how the pandemic affected the family. We both agreed that we have to keep Read more
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What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that Read more
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