Money
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How I Found My Niche in Freelancing—And Why There’s No Retirement Age for Me
Most Filipinos were taught from an early age that success follows a familiar path: study hard, graduate, get a good job, and build a stable career. We were told this was the safest route to a comfortable life. I followed that path. I studied, graduated, and entered the corporate world. For ten years, I worked Read more
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3 Ws: Wisdom, Wellness, and Wealth
Wisdom gained from experience is irreplaceable. Having been immersed in the healthcare and health insurance industry for over 15 years, I’ve witnessed how these sectors have evolved. Some HMO companies have come and gone, while conglomerates have recognized the value of health by diversifying their businesses: Ayala Corporation ventured into healthcare by acquiring a generic Read more
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A Hard Reset for the New Year: Reflecting on Finance, Health, and Spiritual Life
I used to have a PC desktop. Every time it froze or “hung,” my last resort was to reboot it. Once restarted, everything seemed to work fine again — at least until the next time it froze. As the New Year approaches, many of us feel the same way. We take time to review the Read more
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Investing in Election Year
1. Banks are good for safekeeping. Keep your cash in banks for your everyday expenses. 2. It is always good to DIVERSIFY esp. when times are uncertain. This way, you mitigate the risks of putting everything in one basket. There are many ways to spread your wealth. Consider mutual funds of BPI Investment Management, Inc. Read more
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Dealing with the oil price hike
I remember, kinalakihan ko na ito (I have outgrown this). Every time tumataas ang presyo ng gasolina (every time the price of gas increases), domino effect ang nangyayari (the hike in prices of goods and services is triggered by a domino-effect starting with the oil price hike), meaning the prices of goods and services go Read more
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Why keeping Cash is not wise
Take it from Ray Dalio, a billionaire investor. He does not believe that keeping cash is a safe place for your hard-earned money. Despite the market’s volatility these days, he still bet that investing is the way to go. Keeping cash is keeping it in your home or putting it in a savings account. Interest Read more
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Never give up
I don’t seem to like this movie in the beginning. It’s kind of dragging and at times. uninteresting, boring, you name it. Some books are like that. There are chapters that you have to go through even if it makes you want to stop reading it. But here’s the thing. You have to finish the Read more
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The Importance of Being Prepared
Two Sundays ago, we invited a good friend & her family to relax one lazy Sunday afternoon in one of the village’s outdoor park. I invited the husband for a walk & we had a good talk. We were talking about how the pandemic affected the family. We both agreed that we have to keep Read more
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A Tough Year Ahead
2020 was a year like no other. It was clearly unprecendented as the world navigated into a PATH of UNCERTAINTIES, wrought by FEAR and ANXIETIES. If we have learned something from the year 2020, it was a year of: RESILIENCE; RESET; and ADAPTABILITY. What used to be taken for granted were revived – now it Read more
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What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that Read more
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LIVE THE LIFE YOU LIVE BY RETIRING SMART
According to Investopedia.com, there are many benefits in retiring in the Philippines, such as its low cost of living, its expat incentives and the beautiful setting of the area. I believe that this article was written for those who are planning to retire abroad and Philippines one candidate. However, in terms of low cost of Read more
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Hard lessons we can learn from this pandemic
The coronavirus has been sweeping the world by storm at the beginning of the year until the WHO finally declared last March 11, 2020, that is already a pandemic. By then, we all know that thousands, if not millions, have been afflicted and killed by this deadly disease. As of this writing, we don’t Read more
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