Life Insurance
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LIVE THE LIFE YOU LIVE BY RETIRING SMART
According to Investopedia.com, there are many benefits in retiring in the Philippines, such as its low cost of living, its expat incentives and the beautiful setting of the area. I believe that this article was written for those who are planning to retire abroad and Philippines one candidate. However, in terms of low cost of Read more
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Hard lessons we can learn from this pandemic
The coronavirus has been sweeping the world by storm at the beginning of the year until the WHO finally declared last March 11, 2020, that is already a pandemic. By then, we all know that thousands, if not millions, have been afflicted and killed by this deadly disease. As of this writing, we don’t Read more
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When do you know when it’s time to retire?
Have you been taught on how to live your final years before you die? Chances are, you were not. In the first place, you do not when will you die, right? But assuming that you feel that you are already living out the last chapter of your life, which is your retirement years. How do you Read more
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3 Reasons why AXA’s Growth in 2017 grew by leaps and bounds.
Early this month of April 2018, the Insurance Commission released the rankings of life insurance companies based on premium income, among others. What stands out is how AXA performed last year. Simply put, AXA Philippines made the biggest jump in terms of Total Premium Income. In layman’s term, Premium Income is the income that an Read more
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How do you solve the “sandwich generation” problem?
According to Investopedia, the sandwich generation is named so because they are effectively “sandwiched” between the obligation to care for their aging parents – who may be ill, unable to perform various tasks or in need of financial support – and children, who require financial, physical and emotional support. I don’t know much about other countries but Read more
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How to know your Financial Condition
Life Insurance is not a one size fits all product. On the average, you don’t buy a single life insurance policy to fund everything: from your medical expenses; to save for your child’s education; to prepare you for your retirement; or to replace the loss of income in the event of your untimely demise. Many Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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8 Ways to Renew our Old Mindsets on Personal Finance
Here are some of the old mindsets that pervaded our thoughts on Personal Finance. How it can be replaced with the new way of thinking? It’s like the old becomes new. Sounds familiar? But that’s the way it should be. 1. Old Mindset – Buy now, pay later. A. New Mindset – Save now, buy later. 2. Old Mindset Read more
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Dealing with Retirement
If you are working, self-employed or have a business, like death and taxes, one thing is certain: You are going to retire someday. When talking to a Financial Planner or Advisor, they can help you prepare for it but usually, the focus is on monetary concerns like how prepared are you financially when retirement sets Read more
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The most important thing we can learn from “Heneral Luna”
As of this writing, a movie entitled, “Heneral Luna”, is being shown in its 3rd week in Metro Manila cinemas and nationwide. The movie heightened the Filipinos’ sense of patriotism and love for country at the expense of self-interest. I will not dwell on the storyline as this is already part of Philippine history. But Read more
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Buy Lotto or Buy Life Insurance?
People line up to buy lotto tickets esp if the stakes are high. I know some people who have been buying for years. I must admit that at one point in my life, I was a regular bettor too. Why do we buy lotto ticket? Simple. We want to get rich quick. We want to Read more
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Keep Calm and Carry Insurance
A friend shared in Facebook that an accident occurred recently and claimed the lives of two people. The reason for the accident? The truck driver was looking at his cellphone and didn’t notice that traffic in front of him had stopped. The truck ran over the car in front and crushed the two people to death. This Read more