Investments
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What is a Safe Investment?
People tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from now… Tuition fees Read more
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Here’s the Right Thing to Do Before Investing.
Lately, I’ve been seeing posts in Facebook about some people complaining in certain real estate groups about a local real estate company. The long and short of it is that these people complain that they got duped. They claim to have invested a lot of money, only to be short-changed in the end. In other words, Read more
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My Client’s money doubled in 8 yrs!
My client invested P300,000 last 2007 in a balanced fund. A balanced fund is a mix of equities/stocks and fixed income instruments. The following year, 2008, there was a recession in the market. Naturally, investments plummeted to an all-time low. I remember my client calling me back then. She was very nervous and was telling Read more
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Is it really a safe investment?
Some of my friends tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from Read more
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What Makes Your House Uninsurable
Note: The attached picture is only a representation of a house that is Class A. Therefore, it is insurable.You asked your Insurance agent for a house insurance coverage. Your Insurance agent asked for the boundaries of your house. Here’s how to describe your property’s boundaries: Imagine standing in front of your house, facing the street. Front Read more
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In good times, remember the “Joseph Principle”
It saddens me every time I read about a celebrity, way past his/her prime, now saddled with insurmountable debts, had to file for bankruptcy. I’m referring to Dionne Warwick, reportedly down to $1000 cash, and who filed for bankruptcy ($10M in debt). (Source: CNN). News like these are not uncommon. My point – this is not Read more
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