Investments
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Drowning in Condos, Starving for Homes: Bridging the Disconnect in Philippine Real Estate
I recently came across a post that a certain developer is now drowning in unsold inventories amounting to ₱100 billion. But let’s be honest—this developer is not alone. Many others, both large and small, have been constructing residential condominium buildings non-stop over the years. Is this a case of corporate greed? Possibly. But it also… Read more
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How I Found My Niche in Freelancing—And Why There’s No Retirement Age for Me
Most Filipinos were taught from an early age that success follows a familiar path: study hard, graduate, get a good job, and build a stable career. We were told this was the safest route to a comfortable life. I followed that path. I studied, graduated, and entered the corporate world. For ten years, I worked… Read more
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3 Ws: Wisdom, Wellness, and Wealth
Wisdom gained from experience is irreplaceable. Having been immersed in the healthcare and health insurance industry for over 15 years, I’ve witnessed how these sectors have evolved. Some HMO companies have come and gone, while conglomerates have recognized the value of health by diversifying their businesses: Ayala Corporation ventured into healthcare by acquiring a generic… Read more
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Health is Wealth
Start the New Year Right: Prioritize Your Health. The New Year is the perfect time to align your goals with a solid plan. A plan gives direction, and when paired with clear deadlines, it ensures progress. But where do you begin? It all starts with your priorities. For me, health always comes first. Towards the… Read more
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Finding the perfect healthcare plan
I truly admire Filipinos who have migrated to countries like the US, Australia, Singapore, and the UAE. They enjoy the benefits of world-class healthcare, efficient transportation systems, and, in some countries, a strong sense of safety while commuting. Imagine the peace of mind knowing that your children can confidently take public transportation on their own!… Read more
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Why I am not into Bitcoin.
Two years ago, bitcoin/crypto investing seemed to be the best investment as many became instant millionaires, and a few billionaires. Some people I know jumped into the bandwagon. Me & my wife almost joined in the fray (who wouldn’t be attracted to this “investment craze” but the prudent side of me managed to hold back.)… Read more
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Connecting the Dots.
I started my LinkedIn journey last June 16, 2008 (to be exact). That’s the date I joined LinkedIn. At that time, I already believe in the power of social media and I know LinkedIn is a professional social media site where I can promote my personal brand. I already knew what I wanted – why… Read more
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Why keeping Cash is not wise
Take it from Ray Dalio, a billionaire investor. He does not believe that keeping cash is a safe place for your hard-earned money. Despite the market’s volatility these days, he still bet that investing is the way to go. Keeping cash is keeping it in your home or putting it in a savings account. Interest… Read more
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Even Big Mac is not spared by inflation
This is the size of the Big Mac these days. Before, you cannot hold the Big Mac with one hand because of its size. See what inflation did to Big Mac. Aside from the price increasing through the years, the size is also shrinking every year. McDonald’s, it’s about time you label Big Mac as… Read more
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What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that… Read more
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3 Things to consider when Investing
Investing your money is a serious business. After all, it is your hard earned money and there’s nothing better than to find a “vehicle or instrument” where you can “park your money” and let it earn a little more. 1. Have a long-term mindset. Investing your money grows over time but if you expect it… Read more
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