Investing
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5 Reasons Why You Need To Put Off Your Early Retirement Plans
According to a popular Money Talk Show in the Philippines, ANC on the Money, most Filipinos see long-term as just 5 to 6 years. The truth is, long term should be at least 15 years. There’s a lot to consider as you approach retirement. It’s a growing concern because not everyone is educated on how Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is Read more
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8 Ways to Renew our Old Mindsets on Personal Finance
Here are some of the old mindsets that pervaded our thoughts on Personal Finance. How it can be replaced with the new way of thinking? It’s like the old becomes new. Sounds familiar? But that’s the way it should be. 1. Old Mindset – Buy now, pay later. A. New Mindset – Save now, buy later. 2. Old Mindset Read more
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How To Invest in Real Estate (Real Estate Investing in the Philippines)
There are many ways to invest in real estate and yet, you will be surprised that there are still many Filipinos who are clueless on how to go about it. I started off my career in the real estate industry. Fortunately, it was with Ayala Land, where I had my 1st job – at that Read more
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What is a Safe Investment?
People tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from now… Tuition fees Read more
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Here’s the Right Thing to Do Before Investing.
Lately, I’ve been seeing posts in Facebook about some people complaining in certain real estate groups about a local real estate company. The long and short of it is that these people complain that they got duped. They claim to have invested a lot of money, only to be short-changed in the end. In other words, Read more
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My Client’s money doubled in 8 yrs!
My client invested P300,000 last 2007 in a balanced fund. A balanced fund is a mix of equities/stocks and fixed income instruments. The following year, 2008, there was a recession in the market. Naturally, investments plummeted to an all-time low. I remember my client calling me back then. She was very nervous and was telling Read more
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Is it really a safe investment?
Some of my friends tell me that they prefer to keep their money in time deposits and savings accounts rather than put it in investments like stocks, mutual funds, and other investment instruments. (Note: time deposits earn like .75% effectively while savings deposits earn less than 1% or .25%) I’m certain that 10 years from Read more
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