Investing
-
3 Ws: Wisdom, Wellness, and Wealth
Wisdom gained from experience is irreplaceable. Having been immersed in the healthcare and health insurance industry for over 15 years, I’ve witnessed how these sectors have evolved. Some HMO companies have come and gone, while conglomerates have recognized the value of health by diversifying their businesses: Ayala Corporation ventured into healthcare by acquiring a generic Read more
—
by
in
-
Health is Wealth
Start the New Year Right: Prioritize Your Health. The New Year is the perfect time to align your goals with a solid plan. A plan gives direction, and when paired with clear deadlines, it ensures progress. But where do you begin? It all starts with your priorities. For me, health always comes first. Towards the Read more
-
Finding the perfect healthcare plan
I truly admire Filipinos who have migrated to countries like the US, Australia, Singapore, and the UAE. They enjoy the benefits of world-class healthcare, efficient transportation systems, and, in some countries, a strong sense of safety while commuting. Imagine the peace of mind knowing that your children can confidently take public transportation on their own! Read more
-
Why I am not into Bitcoin.
Two years ago, bitcoin/crypto investing seemed to be the best investment as many became instant millionaires, and a few billionaires. Some people I know jumped into the bandwagon. Me & my wife almost joined in the fray (who wouldn’t be attracted to this “investment craze” but the prudent side of me managed to hold back.) Read more
-
Investing in Election Year
1. Banks are good for safekeeping. Keep your cash in banks for your everyday expenses. 2. It is always good to DIVERSIFY esp. when times are uncertain. This way, you mitigate the risks of putting everything in one basket. There are many ways to spread your wealth. Consider mutual funds of BPI Investment Management, Inc. Read more
-
Why keeping Cash is not wise
Take it from Ray Dalio, a billionaire investor. He does not believe that keeping cash is a safe place for your hard-earned money. Despite the market’s volatility these days, he still bet that investing is the way to go. Keeping cash is keeping it in your home or putting it in a savings account. Interest Read more
-
My role as a Financial Advisor in Investing
As a Financial Advisor, one of my roles is to create profit for my clients. Some of my friends and network reach out to me when it comes to investments. A good friend met up with me last February 2017 and got interested to invest in AXA’s dollar investments. He decided to put in $80,000 Read more
-
Life Insurance Thrives in the Midst of the Pandemic
Congratulations to AXA Philippines for making it to the Top 2 Life Insurance company in the Philippines for the year 2020 based on Premium Income. Premium income is any money received by an individual or business as part or all of a premium payment. (source: Investopedia). 2020 was a tough year because of the pandemic Read more
-
What is the Best Investment
When I talk to a fellow Financial Advisor, they say that the best investment is life insurance. When I talk to a fellow Certified Investment Solicitor (a CIS is licensed to sell mutual funds), they say that the best investment is mutual funds. When I talk to a fellow Real Estate Broker, they say that Read more
-
LIVE THE LIFE YOU LIVE BY RETIRING SMART
According to Investopedia.com, there are many benefits in retiring in the Philippines, such as its low cost of living, its expat incentives and the beautiful setting of the area. I believe that this article was written for those who are planning to retire abroad and Philippines one candidate. However, in terms of low cost of Read more
-
3 Reasons why AXA’s Growth in 2017 grew by leaps and bounds.
Early this month of April 2018, the Insurance Commission released the rankings of life insurance companies based on premium income, among others. What stands out is how AXA performed last year. Simply put, AXA Philippines made the biggest jump in terms of Total Premium Income. In layman’s term, Premium Income is the income that an Read more
-
How do you solve the “sandwich generation” problem?
According to Investopedia, the sandwich generation is named so because they are effectively “sandwiched” between the obligation to care for their aging parents – who may be ill, unable to perform various tasks or in need of financial support – and children, who require financial, physical and emotional support. I don’t know much about other countries but Read more