Insurance
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What Makes Your House Uninsurable
Note: The attached picture is only a representation of a house that is Class A. Therefore, it is insurable.You asked your Insurance agent for a house insurance coverage. Your Insurance agent asked for the boundaries of your house. Here’s how to describe your property’s boundaries: Imagine standing in front of your house, facing the street. Front… Read more
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In good times, remember the “Joseph Principle”
It saddens me every time I read about a celebrity, way past his/her prime, now saddled with insurmountable debts, had to file for bankruptcy. I’m referring to Dionne Warwick, reportedly down to $1000 cash, and who filed for bankruptcy ($10M in debt). (Source: CNN). News like these are not uncommon. My point – this is not… Read more
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Rest is necessary
Whether you are employed, self-employed or an entrepreneur, you need to rest. The Bible says: It is useless for you to work so hard from early morning until late at night, anxiously working for food to eat; for God gives rest to his loved ones. – Psalm 127:2 (NLT) When I left the corporate world… Read more
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It’s been a good run Chartis
When I first joined Chartis way back in 2002, it was only a way to supplement my income from my life insurance portfolio with Philamlife back then. I used to carry comprehensive home and car insurance initially. I have never heard of travel insurance until it was introduced to me by my Agency Manager. That… Read more
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Some Gleanings from my Travel Insurance Business
Since I started this travel insurance business more than 5 years ago, I picked up bits of info about the behavior of Filipinos or culture in general: 1. Many Filipinos still want to migrate in the hope of searching for greener pastures. From my dealings with some of my clients, it’s very evident that some… Read more
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The Power of Positive Feedback will bring you more Sales
Last Thursday, 03 January 2013, I was jolted by a call from someone who complained of a bad service from an insurance brokerage company. According to this prospective client, after demanding deposit payment from him which he deposited to this brokerage’s bank account, he was advised that Chartis is no longer accepting new business which… Read more
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Repackaging my Personal Brand
Finally after some fast track and full blast training the past few days, I have reactivated my life insurance license this time with AXA Philippines (I used to be with Philamlife). This completes my personal brand package as a “Cross-Seller”. 🙂 I have 1. Real Estate (Ayala Land, Rockwell Land; manages some properties for rent… Read more
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How to compute for No. of days using Excel
Premium rates for Travel Insurance are based on the duration of the trip. We count from the departure date up to the arrival date in Manila. Here is a step-by-step procedure on how to compute for the total no. of days using Excel which is proven to be more accurate than manually counting the days… Read more
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Anti-Carjacking Tips
Saw this helpful anti-carjacking tips from FB just recently. Thought it’s a good one to share. This advice gives ideas on how to protect yourself from carjackers (those who commit forcible theft of a vehicle from its users) . I find this most helpful to new car owners as crimes involving car theft are becoming… Read more
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Importance of a Travel Insurance
Below are 2 cases showing the importance of getting a Travel Insurance: Case No. 1: November 28, 2008 – GUILIN, CHINA A woman vacationing in Guilin fell in her hotel bathroom and injured her back. She was sent to People’s Hospital in Guilin and was diagnosed with prolapsed disc at T12. Treatment for such is… Read more
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