Insurance
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5 Reasons Why You Need To Put Off Your Early Retirement Plans
According to a popular Money Talk Show in the Philippines, ANC on the Money, most Filipinos see long-term as just 5 to 6 years. The truth is, long term should be at least 15 years. There’s a lot to consider as you approach retirement. It’s a growing concern because not everyone is educated on how… Read more
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How to know your Financial Condition
Life Insurance is not a one size fits all product. On the average, you don’t buy a single life insurance policy to fund everything: from your medical expenses; to save for your child’s education; to prepare you for your retirement; or to replace the loss of income in the event of your untimely demise. Many… Read more
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Frequently Asked Questions on Travel Insurance (updated January 30, 2026)
Do you need travel insurance? To get a quote, kindly provide the following details: For International Travel: Excluded Countries: Additionally, COVID-19 coverage is not provided for Mainland China until further notice. Coverage Plans: Important Notes on COVID-19 (as of October 2, 2023):Travel to China remains restricted, and COVID-19 coverage is unavailable in Mainland China. Important… Read more
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When a Problem becomes Apparent
When you don’t have any savings, it’s not yet a problem. It becomes one when you don’t know how to save money and you wonder where it all went. When you don’t buy life insurance, it’s not yet a problem. It becomes one when sickness, accident or death happens in the family and your family is… Read more
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8 Ways to Renew our Old Mindsets on Personal Finance
Here are some of the old mindsets that pervaded our thoughts on Personal Finance. How it can be replaced with the new way of thinking? It’s like the old becomes new. Sounds familiar? But that’s the way it should be. 1. Old Mindset – Buy now, pay later. A. New Mindset – Save now, buy later. 2. Old Mindset… Read more
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Dealing with Retirement
If you are working, self-employed or have a business, like death and taxes, one thing is certain: You are going to retire someday. When talking to a Financial Planner or Advisor, they can help you prepare for it but usually, the focus is on monetary concerns like how prepared are you financially when retirement sets… Read more
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The most important thing we can learn from “Heneral Luna”
As of this writing, a movie entitled, “Heneral Luna”, is being shown in its 3rd week in Metro Manila cinemas and nationwide. The movie heightened the Filipinos’ sense of patriotism and love for country at the expense of self-interest. I will not dwell on the storyline as this is already part of Philippine history. But… Read more
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Buy Lotto or Buy Life Insurance?
People line up to buy lotto tickets esp if the stakes are high. I know some people who have been buying for years. I must admit that at one point in my life, I was a regular bettor too. Why do we buy lotto ticket? Simple. We want to get rich quick. We want to… Read more
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Keep Calm and Carry Insurance
A friend shared in Facebook that an accident occurred recently and claimed the lives of two people. The reason for the accident? The truck driver was looking at his cellphone and didn’t notice that traffic in front of him had stopped. The truck ran over the car in front and crushed the two people to death. This… Read more
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Two types of Insurance that you cannot live without
Over time, having been exposed in the Insurance industry (both life and non-life insurance) since 2001, the valuable experience helped me determine the types of insurance that one should have in life. Just what is Insurance? It is basically a thing that provides protection against a certain risk. And you get this form of protection… Read more
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Things to do in case of a car accident
If your car is covered by a comprehensive policy insurance, here are the things that you should do when you get hit by another car: 1. Seek the assistance of a traffic officer. 2. Take down the following info: 2.1. Make / Model / Color / Plate No. of your vehicle. 2.2. The other driver’s… Read more