Cross-Selling
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How I Found My Niche in Freelancing—And Why There’s No Retirement Age for Me
Most Filipinos were taught from an early age that success follows a familiar path: study hard, graduate, get a good job, and build a stable career. We were told this was the safest route to a comfortable life. I followed that path. I studied, graduated, and entered the corporate world. For ten years, I worked Read more
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A Story of Strength & Perseverance.
📢 I am happy to share that my e-book is now LIVE on Amazon Kindle! 📢 Life is full of obstacles, but with faith, resilience, and determination, we can rise above them. In my book, I open up about my journey as a person with a disability—the struggles, the victories, and the unwavering grace that Read more
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The State of HMOs in the Philippines: Why Healthcare Coverage Matters.
Healthcare is a fundamental need, yet in the Philippines, access to affordable and quality medical services remains a challenge for many. While the government’s Philippine Health Insurance Corporation (PhilHealth) provides a safety net, its coverage often falls short, especially for critical illnesses and specialized treatments. This gap highlights the importance of Health Maintenance Organizations (HMOs) Read more
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Why Travel Insurance is a Must for Every Traveler
Travel with Peace of Mind When you’re on vacation in another country, the last thing you want is to be caught off guard by the unexpected. Travel insurance ensures you’re prepared for unforeseen events that could disrupt your trip or cost you a fortune. Travel insurance provides comprehensive coverage for everything from acquiring a major Read more
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Commitment to Service
A few days ago, I happily assisted a tenant who moved out of the studio unit at 11 PM, just before his early morning flight at 5 AM. It was heartwarming to learn that he was the second doctor to use this space for his board review. I’m happy to share that he passed the Read more
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The Most Crucial Phase of a Real Estate Transaction
Following the signing of the Deed of Sale and the receipt of payment by the Seller, we enter the most critical phase of the real estate transaction. You may wonder why this stage is so significant. The first step is to approach the Bureau of Internal Revenue (BIR) to request the Certificate Authorizing Registration (CAR) Read more
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Angels in our midst.
What is the joy of having grandchildren? It’s like discovering a new dimension of life. The moment you see them, it’s love at first sight—an overwhelming, unique affection surpassing any love you’ve ever felt. It’s a profound and unique feeling that words can hardly capture its essence. To date, I’ve been incredibly blessed to have Read more
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Client Journey: A Balanced Approach to Investment and Protection
In 2015, my client embarked on an investment journey with a commitment to monthly deposits of P10,000 and enjoyed the added benefit of P600,000 in life insurance coverage. During the pandemic, the client strategically redeemed a portion of their investment, opting for P450,000 to support a family trip to the US while continuing to contribute Read more
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Why Life Insurance for Your Child May Not Be the Best Choice
When clients inquire about life insurance policies for their children, my first question is always whether they have adequate coverage for themselves. Statistically, adults face a higher risk of mortality than children, making it more crucial for parents to secure their own insurance. While the intention behind purchasing life insurance for a child is often Read more
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Not all real estate investments are created equal.
While real estate can be profitable, evaluating several critical factors is essential to ensure a wise investment. Here are some Key Factors to Consider: 1. Robust Track Record & Credibility of the Developer. Past Performance: Assess the developer’s history of successful projects, timely completion, and positive returns on investment. Reputation: Research the company’s market reputation Read more
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Thriving on Referrals
As an insurance agent, I understand our business is built on trust. That’s why integrity, diligence, and knowledge are essential to earning the trust of every client. Recently, I met with a new client, let’s call her Client C, who was referred to me by Client B, who was referred by Client A. All three Read more
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