In 2015, my client embarked on an investment journey with a commitment to monthly deposits of P10,000 and enjoyed the added benefit of P600,000 in life insurance coverage.
During the pandemic, the client strategically redeemed a portion of their investment, opting for P450,000 to support a family trip to the US while continuing to contribute P10,000 monthly to maintain their life insurance policy.
By August 2024, the investment had grown back to P450,000. The client needed to retain around P50,000 in the account to keep the policy in force. They redeemed P400,000, leaving a balance to ensure continued protection, and maintained their monthly deposit.
Key Takeaways:
1. Discipline Pays Off: Consistent monthly deposits since 2015 enabled the client to redeem funds twice—P400,000 each time—while still benefiting from life insurance coverage.
2. Strategic Use of Funds: The client successfully utilized their investment for personal goals, demonstrating the flexibility and value of disciplined investing.
3. Ongoing Protection: Despite redeeming a significant portion of the investment, the client continued to enjoy the security of life insurance by maintaining regular deposits.
I’m thrilled that this approach has helped the client appreciate the balance between enjoying their investments and maintaining valuable protection.
#AddingValue
#Investment
#LifeInsurance
#ForcedSavings
#MoneyGoals
iamronniereyes.com 
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